The Appraisals Process:

During the course of a jewelry appraisal, your items will be carefully evaluated to accurately identify all component parts-gemstones and metals. Gems are measured or weighed (When appropriate), evaluated for condition and graded for color, clarity and cut quality. Metals are examined for purity.

During the initial examination, we will:

  • Conduct a thorough examination of your property
  • Review the condition of your property
  • Take detailed measurements and notes
  • Take photographs of your property

What can you expect from us?

  • Professional and courteous answers to your questions
  • Complete descriptions of your property
  • A formal report with all details and photographs

Types of Appraisals:

Insurance Replacement Appraisal:

An insurance replacement appraisal provides an estimate to replace a piece of jewelry with a new one of comparable look and quality. Replacement appraisals are most often used to determine an appropriate amount of insurance coverage. It is important that the insurance replacement appraisal provide an accurate estimate of the replacement value. If the replacement value is over-stated, your jewelry will be over insured and you will pay higher premiums than necessary.

Fair Market Value Appraisal:

A fair market value appraisal is most often used for one wanting to dispose of their jewelry and for tax and estate purposes. The fair market value provides an estimate of the likely selling price of a piece of jewelry if it is sold in its current, as-is condition in its most common market. An example of fair market value might be the price that an item sells for at a local auction. Rarely is this price a full retail price. Depending on the condition of the item and the desirability of the item, the fair market value might be as low as “scrap” value.

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